Leyes de Accidentes Automovilísticos de Florida

08/04/21
Cada estado tiene sus propias leyes y requisitos relacionados con la cobertura de seguros de autos. Muchos estados requieren que los conductores tengan pólizas de seguro que cubran las lesiones físicas de otros en el caso de que el conductor tenga la culpa, lo que se conoce como cobertura de lesiones personales (BI). El estado de Florida actualmente no requiere este tipo seguro; por ahora, es una cobertura opcional.   Este articulo examina que significa el término “sin culpa” para los conductores que han estado involucrados en un accidente automovilístico, que cobertura es requerida en Florida, y quien puede demandar por “dolor y sufrimiento” 

Sin Culpa

Florida es un estado “sin culpa”. Esto significa que cuando un accidente automovilístico ocurre en Florida, cada conductor asegurado tiene su propia cobertura de protección contra lesiones personales (PIP) disponibles para pagar por sus propios gastos médicos y otros daños específicos, independientemente de que conductor tuvo la culpa. Si una de las partes sufre lesiones graves que el estado considera “permanentes”, la parte lesionada puede introducir una demanda por responsabilidad en contra de la parte culpable del accidente.

Requisitos de Seguros de Auto

Para registrar un vehículo en el estado de Florida, el dueño del vehículo debe presentar prueba de cobertura de seguro por un mínimo de $10,000 en cobertura de protección contra lesiones personales (PIP) y $10,000 de cobertura por daño a la propiedad (PD). PIP cubre al asegurado como conductor o pasajero, así como también si son un peatón o ciclista lesionado por un vehículo. La cobertura de PD paga por daños causados por el vehículo del conductor culpable a la propiedad de otra persona (e.g. carro, cercas, postes de luz, edificios, etc.) 

Dolor y Sufrimiento

A pesar de que la cobertura PIP compensa por facturas médicas, salarios perdidos limitados, reemplazo de servicios esenciales, y muerte, no compensa por dolor y sufrimiento. “Dolor y sufrimiento” incluye daños no económicos, incluyendo daños emocionales.  Para recibir compensación por dolor y sufrimiento debe haber un juicio de negligencia. Se debe presentar un reclamo o demanda por responsabilidad por lesiones personales para recibir una compensación por dolor y sufrimiento. El estado de Florida solamente permite este tipo de acción legal si las lesiones sufridas cumplen con los criterios del estado de una lesión permanente.  

Lesión Permanente

Para que se considere su reclamo de responsabilidad por lesiones personales, las lesiones sufridas tienen que ser consideradas permanentes. El estado de Florida ha determinado que las lesiones permanentes incluyen lo siguiente: 
  • Desfiguración significativa 
  • Fracturas de hueso
  • Limitación permanente del uso de un órgano o miembro
  • Limitación significativa de funciones corporales 
  • Discapacidad total durante 90 días
Si usted o un ser querido ha sufrido lesiones graves en un accidente automovilístico en Florida, merece ser compensado por sus daños. Debe hablar con un abogado inmediatamente para que lo ayude a comprender sus opciones. Encuentre aquí un blog útil sobre los pasos a seguir después de un choque. Sin embargo, si necesita a un abogado de accidentes automovilísticos en Florida necesita contactar a los abogados de lesiones de Casas Law. 

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Alex and his team are well versed in personal injury law. They are open, honest, and always put the client first.
Tom Shea
Tom Shea
20:37 11 Aug 21
Alex Casas and his team knew just the right approach for my suit and handled it with tact and care. Alex is one of the nicest lawyers I've met - no ego-- no pontificating -- no showing us how important he was. Alex got right down to business, with a smile on his face, and completed our claim quickly, achieving the results we wanted. Thank you, Alex, Susie and Staff.
Jann Seal
Jann Seal
16:16 06 Jul 21
"A steady, reassuring and calming voice when you need it most." Alex Casas and his team are great. My situation was very complicated since I was dealing with a number of insurance companies and multiple hospital bills! The team at Casas Law worked with all the various factors and made everything seamless as well as keeping me informed the whole way. I would not have known how to maneuver the insurance waters so I was very glad that Alex was there for me. I would highly recommend Casas Law, Alex, Susie and the whole team.
Bob Going
Bob Going
14:39 08 Jun 21
I was recommended to Alex Casas by my father and I am absolutely ecstatic with how simple and easy he made my auto collision injury case for me he handled everything to where all I had to do was show up and sign on the line! I’d recommend him to anyone!
Dylan Lower
Dylan Lower
17:02 05 Feb 21
I am very pleased with the assistance from Casas Law P.A and will recommend this firm to anyone and everyone that needs help. They are very professional and friendly and go above and beyond the call of duty. Thank you so much for all your help.
Jeff Pickett
Jeff Pickett
16:46 10 Nov 20
Alex Casas is by far the most present and engaged attorney with whom I have had the pleasure of working. The staff is caring and pleasant. The response time is extremely fast. And he is good at winning! Thank you for all you have done for us over the years! I highly recommend Casas Law!
Meroe Rabieifar
Meroe Rabieifar
17:55 18 Sep 20
Alex and his team were my rock after I was hit by a car while riding my bike. They were able to direct me with medical care questions, advocate on my behalf with insurance companies, and really listen on days where I had pain and was completely frustrated with my insurance company and their lack of response. Highly recommend!!!!
Kelly Givens
Kelly Givens
14:47 18 Sep 20
Alex and his staff were very helpful very personable and attentive to my every question I highly recommend them and I am very happy with my service but I got from them.
joseph Olivier
joseph Olivier
00:08 16 Sep 20
Alex Casas Law firm is a great. Every time I came in contact with Mr. Casas and his staff they were always professional and friendly. My whole process was a great experience. They always return calls in a timely manner. The staff goes above and beyond what is needed. They kept me informed during the whole process. If you are looking for a great law firm and I really mean and great firm this is the place to go!!!!
Archie hopkins
Archie hopkins
18:18 28 Jul 20
Alex is a gentleman. He is kind, professional, attentive, and extremely competent. His staff is wonderful and I have no hesitation in recommendingThe office to anyone.
Helen Berg
Helen Berg
19:13 10 Jun 20
Alex always takes the time to communicate all the information about my case, until I fully understand all the details. I am extremely happy with his law firm.Andre
andre guionnaud
andre guionnaud
02:19 09 Jun 20
Alex Casas was both professional & friendly. I felt comfortable that I was going to get a good out come with Mr. Casas working for me. He kept me informed through the entire process, with a very good ending. I would use him again.
Larry Brixner
Larry Brixner
16:52 08 Jun 20
Extremly Professional and on point!
Rick Hackeman
Rick Hackeman
16:13 08 Jun 20
Alex was a true professional and handled my case with the focus and attention it deserved. I would definitely use Casas Law again for any representation I may need again in the future.
Frank Buttaravoli
Frank Buttaravoli
17:44 25 Aug 19
Alex Casas was referred to me by a friend who spoke highly of him and his work. As I met with him I quickly realized my friend was right. He was knowledgeable, personable, truthful and had my family's best interest. His compassion and patience before, during, and after my case sets him and his staff apart from other law offices. Those qualities are hard to come by. When you hire him you will find for yourself.
scott poritz
scott poritz
21:30 12 Jun 19
I was referred to Alex after being hit by a car while riding my bike. His help and guidance through a very difficult time has been a gift. I was hurt, scared, and lost as to what I needed to do. Alex was a light in a time of confusion and injury. Do not hesitate to reach out to him when you need assistance. He and his team will be there and you will be their priority.
Kelly Givens
Kelly Givens
20:14 10 Sep 18
confiabilidad y experiencia
Rolando Casas
Rolando Casas
21:03 09 Sep 18
Alex took the time needed with my family and we received the compensation we wanted! A++++
Johnny H. Meier
Johnny H. Meier
04:14 08 Sep 18
Alex is very helpful when it comes to complex issues involving someone that has been wrongfully injured by the negligence of another person or business. Thank you Alex for always being available to answer questions.
Chris Shelby
Chris Shelby
14:13 05 Sep 18
Alex is a great attorney. He is honest and caring. He treats you like family which was extremely important to me.
Bridget Ortiz
Bridget Ortiz
15:07 04 Sep 18
Alex is a wonderful attorney with great experience and work ethic. I knew that my case was in very capable hands. He did not let me down and I would strongly recommend him!
Alina Maria Margiotta
Alina Maria Margiotta
01:53 01 Sep 18
What a great lawyer and even better man. It is very comforting to know that no matter what time you call for Alex you know your call will be answered by him not some associate. He knows what he is doing and will get the job done. I would highly recommend Alex.
Renee Cicchitti
Renee Cicchitti
23:19 30 Aug 18
Alex was very hands on and knowledgeable about our case. Was able to get us fair and more compensation for the accident than expected. Thank you for being there!
johnny meier
johnny meier
15:44 24 Aug 18
Alex Casas and his firm are a great resource to individuals who have been hurt or injured by no fault of their own. He will give you honest and clear advice and direction if you have a personal injury.
Ryan Smollar
Ryan Smollar
15:28 20 Aug 18
Sabrina A
Sabrina A
13:19 20 Aug 18
Alex has helped me and my family with some major issues. He is great to work with because you are dealing directly with the attorney, not someone else. He is honest and truthful. I would refer anyone to him should the need arise for his specialty !!
Mark Elie
Mark Elie
21:12 17 Aug 18
Alex Casas is one of the finest lawyers and finest people I know. He fights for his clients. Always trying to do what is best for them. If you need a lawyer, hire Alex.
Sean Domnick
Sean Domnick
19:42 17 Aug 18