PIP

Injured man at home reviewing medical bills after a car accident, illustrating what happens when PIP is exhausted and insurance payments stop

What Happens When PIP Is Exhausted? Coverage and Next Steps

February 01, 2026

PIP Car Accidents

If you’ve been in a car accident in Florida, you’ve probably heard about PIP insurance pretty quickly. It can feel like PIP is “the insurance that pays first,” and that part is true. But many people reach a point where the bills keep coming, and the insurance payments stop. That’s when people start asking...

What is PIP Insurance?

November 06, 2025

PIP

If you’ve been in a car accident, you’ve probably heard the term PIP insurance thrown around. But what is PIP insurance exactly, and why is it such a big deal in Florida? Here’s the short answer: PIP stands for Personal Injury Protection, and it helps cover your medical bills and other...

WHAT OUR CLIENTS ARE SAYING

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In my entire life, I’ve never had a better experience.

May I add, pleasantly surprised in how smooth the process went and in a shorter time period than I expected. All in all, I couldn’t be happier! I recommend Nick Sarta to EVERYONE!! There is no one better in the field. No one.

Kim Shamoun

I wouldn’t have went to any other law firm, thank you guys so much!

Dalila and her team worked with me every day to make sure everything went smoothly and I understood what was going on!

Lilyanis Orama

I highly recommend Casas Law- they truly are the best in the business!

From start to finish, they were professional, knowledgeable, and dedicated to achieving the best possible outcome for my case.

Ana Cuartas

I’d recommend him to anyone!

I was recommended to Alex Casas by my father and I am absolutely ecstatic with how simple and easy he made my auto collision injury case for me he handled everything to where all I had to do was show up and sign on the line! I’d recommend him to anyone!

Dylan Lower

If you are looking for a great law firm and I really mean and great firm this is the place to go!

Alex Casas Law firm is a great. Every time I came in contact with Mr. Casas and his staff they were always professional and friendly. My whole process was a great experience. They always return calls in a timely manner. The staff goes above and beyond what is needed. They kept me informed during the whole process. If you are looking for a great law firm and I really mean and great firm this is the place to go!!!!

Jeff hopkins

They are very professional and friendly and go above and beyond the call of duty.

I am very pleased with the assistance from Casas Law P.A and will recommend this firm to anyone and everyone that needs help. They are very professional and friendly and go above and beyond the call of duty. Thank you so much for all your help.

Jeff Pickett

They were able to direct me with medical care questions, and advocate on my behalf with insurance companies.

Alex and his team were my rock after I was hit by a car while riding my bike. They were able to direct me with medical care questions, advocate on my behalf with insurance companies, and really listen on days where I had pain and was completely frustrated with my insurance company and their lack of response. Highly recommend!!!!

Kelly Givens

Top rated

Based on 147 reviews

2 weeks ago

This is one of the best law firms around. Everybody is nice and attentive you will be satisfied with your case outcome. Mr.Sarta is a awesome attorney !!!

Zachary Merz

4 weeks ago

Nick handled my auto accident case with professionalism and was always quick to respond to any questions I had. I really appreciated his communication and support throughout the process. Highly recommend!

Geni LeBrun

1 month ago

I would recommend Casas Law Firm very highly. Every step of the way they were right on top of every question I had. Quickly returned calls and always gave me clear answers. It was so reassuring to have them handling everything. Mr. Casas has a genuine and understanding personality. His words of assistance and knowledge gave me peace. The office staff are helpful and kind when answering all questions no matter how small. Thank you Casas Law, your advise and hard work will be remembered always.

Tania Beliard

2 months ago

Really excellent and trust worthy firm. Nick is amazing, knows how to fight for you, and explains the process well. If I were to recommend anyone it would be them.

justin zernit

Amazing law firm. Very informative, extremely professional. Highly recommend 👌

jemina Gordon

Alianna Orbera

3 months ago

Very professional I recommend 100%

Response from the owner:Alianna, Thank you for the recommendation. Treating every client with professionalism and respect is something our team takes seriously, so it means a lot to hear it reflected in your experience. We're grateful you chose us, and we're here if you ever need us again.

Angie Gordon

I have no complaints about my experience with casas law , they kept me updated I could ask a million questions and they would get back to me with all my answers, I’m really happy with them and if need their help again I would definitely come back . Thank you guys for all you did for me

Response from the owner:Angie, Thank you so much for this. Keeping clients informed and answering every question, no matter how many, is exactly how we think it should be done. We're glad that's what you experienced. It was our pleasure to help, and our door is always open if you need us again.

ramdeo seetal

4 months ago

I Ramdeo Seetal would recommend Casas Law.P.A Firm to anyone looking for a Law Firm with high quality and efficiency workers They are the best.

Response from the owner:Thank you, Ramdeo. Reviews like yours mean a great deal to our team. We work hard to give every client personal attention and steady communication from start to finish, so it's good to hear that came through. We appreciate you taking the time to share this, and we're here if you ever need us again.

Mrz Ramos

Los abogados de Casa Law son los mejores abogados que podemos encontrar los ayudaron. En nuestro caso todos eran bien Amable estaban atentos en todos los detalles. Cada pregunta que teníamos los ayudaron. Los contestaron las llamadas y los mensajes. Los abogados estaban bien pendientes de todos los detalles de los doctores y estaban siempre atenta que estábamos bien. Fue la mejor decisión que hicimos Es escogiendo a los abogados de Casa Law

Response from the owner:Gracias por tomarse el tiempo de compartir su experiencia. Atender cada llamada, cada mensaje y cada pregunta es parte de cómo tratamos a nuestros clientes, y nos da gusto que así lo hayan sentido. Gracias por confiar en Casas Law, P.A.

Beatriz Rial

Response from the owner:Thanks for the 5 star rating Beatriz!

Delores Bussie

5 months ago

Working with Attorney Sarta of Casas Law as been an exceptional pleasure. His office does return your calls and they take the time to answer any and all questions. Exceptional client service and great pay out.

Response from the owner:Delores, We appreciate you taking the time to share this. Our team believes clients deserve real communication and attention throughout their case, and we're glad that's what you found here. Thank you for trusting us.

irving simons

I was referred to Casas Law. the entire Law office welcomed me like i was Family. when i met Nick sarta, he was as gentle , with a glowing personality, and thoroughly explained everything i needed to go to start my treatments. Mellisa, as often as i nagged her was as kind & helpful, to me,& in forevergrateful to her, for making me feel at ease, at my age. I would highly recommend this law firm, to anyone who has been in an accident, And needs immediate attention. This is a law firm that when you call them, they return your call in an expedient manner. thanks to this law firm, I always felt much more comfortable. since nick sarta was out of the office after my settlement, Alejandro, the other attorney in the office was extremely polite read over everything with me so I could get my settlement immediately.

Response from the owner:Irving, Thank you for sharing this. Making our clients feel welcomed, informed, and comfortable is what our team works for every day, and we're grateful you felt that from start to finish. Nick, Melissa, and Alejandro will all appreciate hearing this. We're here anytime you need us.

Sandra

7 months ago

I was involved in a car accident that resulted in injuries and several complications. Throughout the entire process, my attorney, Nick Sarta, along with Dalia and the rest of the team, were always there for me every step of the way. They were professional, supportive, and kept me informed during a very difficult time. After my surgery, they continued to check in and make sure everything was handled properly. Their dedication and compassion made a stressful situation much easier to manage. I highly recommend Casas Law to anyone in need of representation. While I hope to never go through those circumstances again, I am truly grateful for all of their hard work and support.

Response from the owner:Sandra, thank you for trusting Casas Law during such a difficult time after your car accident. We’re glad Nick, Dalia, and the team could support you throughout your recovery and help make the process easier to navigate. We truly appreciate your recommendation and wish you continued healing.

Christine Roberts

Getting in an accident is not only scary but overwhelming! Lucky for me I spoke with attorney Nick and he dealt with the overwhelm and i was able to concentrate on getting better . Nick walked me through the process , the paperwork and Explained all of my options , His paralegal Dailia was responsive and helpful too . You hope you never need an accident attorney but if you do .. they are great to work with .

Response from the owner:Christine, thank you for your thoughtful review. We know how stressful an accident can be, and we’re glad Nick and Dalia were able to help guide you through the process and keep communication clear along the way. We appreciate your trust in our team.

Willman Diaz

8 months ago

Muy buenos abogados me ayudaron mucho en mi caso de accidente

Response from the owner:¡Muchas gracias por tu confianza! Nos alegra saber que pudimos ayudarte en tu caso de accidente y brindarte el apoyo que necesitabas. Estamos aquí para lo que necesites en el futuro.

Jessica Buttaravoli

We had an excellent experience using this firm for our injury case. The communication was better than expected, and they made the entire process easy for us. Thanks again and we will recommend you to everyone we know!

Response from the owner:Jessica. Thank you so much for your kind words. We are grateful for the opportunity to help, and it means a lot to know you felt supported throughout the process. We truly appreciate your trust and your recommendation.

Frank Buttaravoli

Alex represented my son after he was injured, and the experience exceeded my expectations from start to finish. From the very beginning, his communication was outstanding. He kept me informed throughout the entire process, explained everything clearly, and was always available when I had questions. What I appreciated most was how fair and transparent his fees were, and how hard his team worked to achieve the best outcome. Alex and Nick secured a successful settlement for my son’s injury, and they handled the case with professionalism, care, and real dedication. If you are searching for a personal injury lawyer in West Palm Beach who is responsive, honest, and truly advocates for his clients, I strongly recommend Alex Casas and his law firm. He made a stressful situation much easier to navigate, and I’m very grateful for his help.

Response from the owner:Thank you so much for sharing this — it means a great deal to hear that Alex and Nick were able to make such a difficult time a little easier for your family. Keeping clients informed and treating every case with transparency and care is something we take seriously, and we're truly glad that came through. Wishing your son a full recovery, and thank you again for trusting us.

Robert Ladd

9 months ago

Had a dimished value claim. Team guided us through and counseling us throughout. We had a favorable outcome and thanks to the team for the service throughout.

Response from the owner:Thank you for the 5 stars and trusting our team Robert!

Gladyz Berrun

10 months ago

Alejandro was very helpful and welcoming from the start, he made everything clear and understandable for all of us! Him and his team are the best.

Response from the owner:Thank you for the 5 stars Gladyz! We take pride in being more than just an attorney to represent you, we are here to support you every step of the way.

Sayrha Arias

Staff is super respectful and responds rapidly. The experience was smooth and clear.

Response from the owner:Thank you for the 5 stars Sayrha! Providing excellent service is always our priority, and we truly appreciate you taking the time to share your experience.

Samantha Kittrell

11 months ago

A special thank you to Casas law P.A. and team. For your guidance, dedication,and support. I truly appreciate everything you've done.I will refer you to everyone...Great Job🥰🙏🏾

Response from the owner:Thank you for the five stars and allowing us to assist you. We’re grateful for the opportunity and always here if you need us in the future.

virginia mejia

Tuve el privilegio de trabajar con Nick Sarta! en mi caso de accidente, y no podría estar más satisfecha con su desempeño. Desde el principio, me brindó una atención personalizada y se tomó el tiempo para explicarme cada paso del proceso legal de manera clara y comprensible. Nick Sarta! es un abogado altamente profesional, pero lo que realmente lo distingue es su dedicación y compromiso con sus clientes. Siempre estuvo disponible para responder a mis preguntas, y se aseguró de que estuviera informado en todo momento. Además, su experiencia y conocimiento del derecho hicieron que me sintiera muy confiada durante todo el proceso. Gracias a su arduo trabajo, obtuve un resultado favorable en mi caso, y me siento muy agradecido por todo el apoyo y asesoramiento que me brindó. Recomiendo a Nick Sarta! sin reservas a cualquier persona que necesite representación legal de calidad. GRACIAS NICK POR TANTO , QUE DIOS LE BENDIGA GRANDEMENTE , USTED ES EL MEJOR❤️🙏🏻.

Response from the owner:¡Muchas gracias por tomarse el tiempo de compartir su experiencia! Nos llena de orgullo saber que Nick pudo brindarle una atención tan dedicada y acompañarla con claridad y compromiso durante todo su caso. Su confianza y sus palabras significan mucho para nuestro equipo. Le agradecemos sinceramente la recomendación y le deseamos todo lo mejor.

jeff engel

1 year ago

I have had an extraordinary experience with this law firm from the very beginning. The insightful guidance provided by attorney Nick Sarta has been truly transformative, and his exceptional paralegal, Dalila, has seamlessly filled in any gaps along the way. Each interaction with the office is further enhanced by the enthusiastic and cheerful greetings from receptionist Marty, which always lifts my spirits. Working with this team feels like engaging with a well-oiled machine, where each member contributes perfectly to achieve remarkable results. I am forever grateful to Casas Law and wholeheartedly recommend their services.

Response from the owner:Thank you for the 5 stars Jeff! We’re thrilled to hear that your experience with our team has been so positive. Our goal is always to provide seamless, attentive, and supportive service, and it means a lot to know that it made a difference for you.

JLM

Llevo poco tiempo en Estados Unidos y, aunque tuve la mala suerte de sufrir un accidente, tuve la gran suerte de encontrarme con ellos en el camino. Fue la mejor decisión que pude tomar. Son profesionales, responsables y, lo que más me gustó, es el trato cercano que tienen. Siempre responden cuando tienes alguna duda o problema. No duden en confiar en ellos, ha sido la mejor elección que he podido hacer. ¡GRACIAS! Atentamente Jesús.

Response from the owner:Muchísimas gracias por tus palabras. Nos alegra saber que pudimos acompañarte y apoyarte en un momento tan difícil. Para nosotros es muy importante brindar un trato cercano y profesional, y nos llena de satisfacción saber que lo sentimos así para ti.

PIP